The fastest loan platform forbusiness growth
One application. Multiple offers. Zero hassle.
Why LendKaki
Everything you need
Fast Processing
75% of applicants approved within 24 hours. Same-day disbursement available.
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20+ Licensed Lenders
Compare banks and MAS & MinLaw regulated institutions side by side. All in one application.
View loan types
Zero Credit Impact
Soft checks only — your credit score stays untouched while you shop for the best rate.
How it works
Completely Free
No hidden charges, no spam calls. LendKaki is 100% free for borrowers — always.
Our promiseHow It Works
Get matched with the best loan offers
Apply Once
Fill in your details in under 2 minutes. One simple form — no need to apply at every bank separately.
Compare Offers
Receive personalised rates from 20+ licensed lenders. Compare interest rates, tenure, and monthly instalments side by side.
Get Funded
Choose the best offer for you. Funds can be disbursed as fast as the same day, directly to your account.
Testimonials
What our borrowers say
“I was dreading applying to multiple banks. LendKaki matched me with 5 offers in under a minute. I saved over $2,000 in interest compared to my bank's rate.”
Tan Wei Ming“As an SME owner, getting a business loan used to take weeks. Through LendKaki I got approved within 24 hours and funds were in my account the next day.”
Ahmad Rizal“Needed cash urgently and didn't want to wait days. LendKaki's instant loan match was exactly what I needed — fast approval and money in my account same day.”
Sarah Chen“The comparison tool is brilliant. I could see all my options side by side with real numbers. Ended up saving $150/month on my personal loan repayment.”
David Ong“Running a small business means cash flow can get tight. LendKaki found me a business loan with terms I could actually work with. Quick, easy, no fuss.”
Rachel Lim“I was dreading applying to multiple banks. LendKaki matched me with 5 offers in under a minute. I saved over $2,000 in interest compared to my bank's rate.”
Tan Wei Ming“As an SME owner, getting a business loan used to take weeks. Through LendKaki I got approved within 24 hours and funds were in my account the next day.”
Ahmad Rizal“Needed cash urgently and didn't want to wait days. LendKaki's instant loan match was exactly what I needed — fast approval and money in my account same day.”
Sarah Chen“The comparison tool is brilliant. I could see all my options side by side with real numbers. Ended up saving $150/month on my personal loan repayment.”
David Ong“Running a small business means cash flow can get tight. LendKaki found me a business loan with terms I could actually work with. Quick, easy, no fuss.”
Rachel Lim“I was skeptical at first, but the process was genuinely free. No hidden charges, no spam calls. Just real offers from licensed lenders. Very impressed.”
Nurul Aisyah“Got an instant loan sorted in under an hour. The form took 2 minutes, and I had an offer confirmed before I even finished my coffee. Highly recommended.”
Ravi Chandran“My business needed a short-term boost to cover a big order. LendKaki connected me with a lender who understood SME needs. Whole thing took less than a day.”
Wei Jie Tan“After comparing 3 banks on my own and getting nowhere, LendKaki got me a personal loan at a rate none of them offered. Should have come here first.”
Siti Rahimah“I was skeptical at first, but the process was genuinely free. No hidden charges, no spam calls. Just real offers from licensed lenders. Very impressed.”
Nurul Aisyah“Got an instant loan sorted in under an hour. The form took 2 minutes, and I had an offer confirmed before I even finished my coffee. Highly recommended.”
Ravi Chandran“My business needed a short-term boost to cover a big order. LendKaki connected me with a lender who understood SME needs. Whole thing took less than a day.”
Wei Jie Tan“After comparing 3 banks on my own and getting nowhere, LendKaki got me a personal loan at a rate none of them offered. Should have come here first.”
Siti Rahimah
Frequently Asked Questions
Everything you need to know about finding your perfect loan.
LendKaki is a free loan comparison platform. You fill in one simple form — it takes under 2 minutes — and we instantly match you with personalised loan offers from our network of 20+ licensed banks and financial institutions. You compare the offers side by side and choose the one that suits you best. No separate applications, no running around.
Yes, 100% free for borrowers — always. LendKaki earns a referral fee from lenders only when a loan is successfully disbursed to you. You will never be charged by LendKaki for using our platform, and there are no hidden fees of any kind.
No. LendKaki only performs soft credit inquiries during the matching process. Soft checks do not appear on your credit report and have zero impact on your credit score. Only if you proceed with a specific lender and they conduct a formal application will a hard check be made — and that would be disclosed to you before it happens.
Most applicants receive matched offers within minutes of submitting their application. Approval timelines depend on the individual lender, but 75% of our applicants receive approval within 24 hours. Many lenders in our network can disburse funds the same day your application is approved.
LendKaki helps you compare Personal Loans, Business Loans, and Instant Loans from licensed lenders. If you are unsure which loan type suits your needs, our team is happy to guide you.
All lenders on LendKaki are regulated by the Monetary Authority of Singapore (MAS) or licensed by the Ministry of Law (MinLaw). Our network includes major local banks, licensed finance companies, and licensed moneylenders. We do not work with unlicensed or unregulated lenders.
Get started today
Find your best loan rate in minutes
One application. 20+ licensed lenders. No credit impact. LendKaki matches you with the best offer — fast, free, and fully transparent.
Explore Your Personal Loan Options Now
- Fast, easy application process
- Secure match with trusted lenders
- No hidden fees, full transparency
- Dedicated customer support